AI GLOSSARY

High-Risk AI

High-risk AI is the second-highest risk category under the EU AI Act—for AI systems with significant impacts on people and fundamental rights. It is subject to strict requirements and is more relevant to many companies than previously thought.

 

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7

Responsibilities
From Risk Management to Documentation

6

Areas of Application
typically high-risk

4

Core Components
Governance, Data, Transparency, Oversight

20

Weeks
Typical preparation time

Why High-Risk AI Is Important for Small and Medium-Sized Businesses

Many companies underestimate which of their AI systems fall under the “high-risk” category—HR recruitment, credit scoring, and audit systems are already included. Addressing these requirements early on helps avoid future roadblocks and fines.

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Compliance Requirements

High-risk AI is subject to strict regulatory requirements—violations come at a cost.

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Competitive Advantage

Those who prepare early can secure contracts that others are unable to win.

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Avoidable Fines

Up to 15 million EUR or 3 percent of global annual revenue—depending on the violation.

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Trust in the Market

Compliant AI builds trust among customers, partners, and regulators.

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Structured Governance

Requirements strengthen internal AI governance as a whole.

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Focus on Quality

High-risk requirements lead to better, more robust AI systems.

What is high-risk AI?

High-risk AI is one of the risk categories defined in the EU AI Act. It encompasses AI systems that can have significant impacts on health, safety, or fundamental rights—for example, in human resources, education, the legal system, border control, or critical infrastructure.

The EU AI Act distinguishes four risk classes: Prohibited (e.g., social scoring), High Risk, Limited Risk (e.g., chatbots subject to transparency requirements), and Minimal Risk.

High-risk AI is subject to numerous obligations: risk management, data quality, technical documentation, transparency, human oversight, robustness, and cybersecurity. Providers and operators share responsibility.

For small and medium-sized enterprises, the classification as high-risk is important—many HR, financial, and credit applications fall into this category. Clarifying this early on saves costly rework.

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Requirements for High-Risk AI

Eight Key Requirements for High-Risk AI Systems:

Risk Management System

Continuous risk assessment throughout the entire life cycle.

Data Governance

Training, validation, and test data must be relevant, representative, and fair.

Technical Documentation

Detailed description of the system — architecture, data, metrics.

Transparency & Information

Users need to know that AI is being used—and how.

Human supervision

Human-in-the-loop options and the ability to override the system must be available.

Accuracy & Robustness

Defined performance metrics, resilient against errors and attacks.

Cybersecurity

Protection against tampering and prompt injection.

Registration & Conformity Assessment

EU database entry and proof of compliance prior to placing the product on the market.

Best Practices for High-Risk AI

These six principles have proven effective:

  • Start early: Compliance takes months—don’t wait until right before the deadline to begin.
  • Build cross-functionally: IT, Legal, Compliance, and the business unit must work together.
  • Document pragmatically: Use templates and guidelines—don’t reinvent the wheel every time.
  • Leverage GDPR synergies: Continue to use existing data protection structures.
  • Continuous oversight: Compliance is not a static state, but a process.
  • Supplier management: For purchased AI systems, require proof of compliance in the contract.
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Risk Class 1

Prohibited

Social scoring, subliminal manipulation. Strictly prohibited in the EU—including for imports.

Prohibited

Risk Class 2

High Risk

HR systems, credit scoring, audit systems, critical infrastructure. Strict requirements.

Strict

Risk Class 3

Limited Risk

Chatbots, deepfakes. Transparency requirement—users must be aware that AI is active.

Transparent

Common Mistakes in High-Risk AI

We frequently encounter these pitfalls:

  • Underestimated classification: The system is not identified as high-risk—leading to a rude awakening during the audit.
  • IT-Only Perspective: Business units and legal departments are not involved—critical requirements are missing.
  • No risk management process: Ad hoc assessments instead of continuous oversight.
  • Third-party AI not verified: Responsibility remains with the operator—vendor documentation is mandatory.
  • Bias ignored: Data quality and fairness are key requirements—not a minor issue.

Provider vs. Operator vs. User

Three roles in the AI Act with different obligations:

  • Provider: Develops and brings an AI system to market. Highest obligations (documentation, conformity assessment).
  • Operator: Uses the AI system in their own operations—e.g., HR software with AI. Operational obligations.
  • Users: Interact with the system (e.g., job applicants). Right to information and to file a complaint.
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Contact Us Now

Katja Kammilla as the contact person for AI consulting

Your contact person

Katja Kammilla
0203 3965080

Frequently Asked Questions About High-Risk AI

Implementing High-Risk AI in Compliance with Regulations

In a free initial consultation, we classify your AI systems and identify compliance gaps—including a concrete roadmap to AI Act compliance.

As an AI partner for small and medium-sized businesses, we bring high-risk AI into productive use in a compliance-ready manner—with governance, documentation, and oversight.

What We Offer

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